MexPro’s Mexico Tourist Auto Insurance for US and Canada Residents who are driving to Puerto Penasco (Rocky Point Mexico) in a US or Canadian plated vehicle. In 2014 the Mexican government changed the insurance laws, requiring liability auto insurance coverage on all federal roadways for newer vehicles. Incrementally, older vehicles were included, until January 1, 2019, when the requirement became mandatory for all vehicles. Legally, you must have auto liability insurance from a Mexican insurer, to drive your vehicle on Mexican roadways. A U.S. policy will not be accepted by Mexican authorities.